![]() ![]() The suggestion would be to round up to the nearest ten on expenses and round down to the nearest ten for the income estimate. If income or expenses are not a set amount, an estimation will become necessary when setting up the budget columns of the spreadsheet. When making a budget it is important to remember that you will have estimated budget amounts that may differ from your actual expenses. ![]() Both will have three columns: listed sources of income or expenses under the designated category, projected earnings or cost, and actual earnings or costs. When setting up your spreadsheet you will have two categories: income and expenses. Also, it is important to know where to direct the money you have leftover. Focusing on your spending habits is crucial when thinking about your budget. Whether you spend more than you make or make more than you need to spend, knowing where the money you earn is going each month is vital. If you do not have Excel, there are identical spreadsheet programs available for free online. Creating a budget worksheet is fast, easy, and you may already have access to all the tools you need right in Microsoft Excel. Having a solid plan will relieve the stress and help you avoid debt. You do not have to wait for more stability before you face the truth. You can feel like the numbers will bury you in an unmanageable amount of stress or debt. It may be hard to conceive what your potential budget will even look like. Making a budget can seem like a difficult task when you look at your paychecks and bills and wonder if it will even be possible to get through the month. ![]() No matter what your financial situation may be, a budget worksheet will be useful to you. Using a spreadsheet to create a budget worksheet will make budgeting easy! Budgeting and keeping track of your finances can seem impossible. ![]()
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